Purchasing a home is sure to be one the most complicated, stressful, and expensive "moves" of your life-- right? It certainly doesn't have to be! To make the right move you need a professional support team that can help you reach your real estate goals, and achieve success! There are many "STEPS" to becoming a homeowner-- but how can you reach that goal in 2016??
1. START SAVING
There are amazing financing options out there at this time that require little to NO down payment. Fortunately, the days of a mandatory minimum of 20% down are gone-- but there are still costs involved in purchasing a home. The next step will be your resource for counting these costs.
2. FIND YOUR REALTOR(R)
No doubt there are many agents in your local area. It can seem overwhelming to choose one agent out of the masses. It may even be tempting to just call on the real estate sign for information on the homes you are interested in. However, it is EXTREMELY important that during this process you have your own personal buyers representation... someone in your corner making sure you are protected.
Find a LOCAL, reputable, and knowledgeable agent you're comfortable with, and that communicates well with you. Make sure your agent listens to your needs, and works toward helping you make the right move for your family and future. Your agent can talk with you about the entire buying process, and give you a clear picture of what to expect from start to finish. Talk with a REALTOR(R) today about the many essential benefits of using an agent to purchase your home!
3.FIND YOUR LENDER
Just as searching for the right real estate agent can require a little sifting through the masses... the same goes for finding the right lender to attain financing for your home. You can choose to work with any lender you are comfortable with. Your real estate agent will have some suggestions for you also... this is a great place to start.
As previously mentioned there are great financing options with little to NO down-payment. You want to pick the budget and loan type that is best for you. Choosing the type of loan, and getting pre-qualified prior to beginning the search for a home essential. Your pre-qualification letter is your "golden ticket" to the next step!
4. LOCATION! LOCATION! LOCATION!
You have no doubt heard the words above before. Location is one of the most import parts of choosing your home! Some areas will offer "more house" or square footage for the sales price than other areas. Keeping other things in mind such as commute to work, schools, proximity of shopping/grocery stores, etc. Work with your agent on your ideal needs for the location of your new home! After all the location is something that cannot be changed after the fact so careful consideration is needed.
5. NEXT STOP? DREAM HOME!
You have your REALTOR(R), lender, budget, and location all set... now it's time to find the perfect home for you and your family. This is the part of the process where dreams become tangible! You are going to be viewing homes, and one of them will be the place where you will make memories with your family for years to come. Some important reminders are to set aside emotion as much as possible, let your agent educate you on the local market, don't rush the process, and enjoy every moment of house hunting!
Now you are ready to start "moving"! 2016 is the year to reach your real estate goals... contact me today to help you decide just what those goals are!
Areas of Louisiana I personally serve: Ascension Parish, Lafourche Parish, Terrebonne Parish, Assumption Parish, East Baton Rouge Parish, St. James Parish, and St. John Parish... Call or text me today to get on the road to home ownership!